Black Elite Overview

  • Reserved for our top points-earning members and the most discerning travelers who demand the highest level of service and exclusivity.

    Unlock both the “Travel” and “Wealth” sides of TravelWealth, combining comprehensive Points Wealth Management to maximize value, with full-service luxury travel planning that leverages points to create world-class journeys.

    Black Elite members enjoy high-touch personalization, enhanced VIP benefits, and direct access to TravelWealth’s expertise, ensuring every trip is nothing short of extraordinary.

  • Invitations to our Black Elite membership are reserved for select accounts that align with TravelWealth’s core services. These members are comprised of:

    • Luxury travelers seeking the most aspirational travel experiences

    • High-spending business owners and individuals, who can generate a substantial volume of points and prioritize travel as a key part of their lifestyle

    • Sophisticated jet setters requiring elevated service and support for complex travel needs

Travel Services

  • Black Elite Members enjoy full-service travel support for all their personal trips. Whether it’s a bucket-list adventure or a spontaneous weekend escape, our team is committed to managing the details and curating exceptional experiences.

    While we encourage submitting Trip Requests in advance to allow ample time to thoroughly search and build the best travel arrangements, we are also available to accommodate last-minute requests. Fees may apply.*

  • All your flights are covered, whether booking with cash or points.

    Award bookings are where your points truly shine. Our Travel Team expertly manages the flight search, point transfers, and ticketing process, making even complex premium ticket bookings simple for you. We’ll secure the best seats on the top airlines, ensuring a seamless and elevated travel experience.

  • Black Elite membership includes unlimited cash bookings and award stays through hotel loyalty programs.

    Thanks to our consortium partnerships with over 5,000 luxury properties worldwide, your stay is elevated with exclusive promotional rates, VIP amenities, and priority upgrades. Whether for business or leisure, we ensure you stay in style. While points are typically best used for flights, we’ll also leverage them for hotel stays when the redemption value is favorable.

    Accommodation Booking Exclusions

    • Short-term vacation rental websites without quality control. However, we work with select private villa consortiums that meet our high standards.

    • Credit card portal bookings. Better rates and booking options are available through alternative channels.

    • Group-negotiated blocks that were not secured by TravelWealth (e.g., conferences or weddings).

  • TravelWealth has exclusive consortium partnerships with a wide range of cruise lines, from family-friendly sailings to luxurious yachts and adventurous expeditions. With potential access to promotional rates, onboard credits, cabin upgrades, and a variety of VIP amenities, our team will handle every detail of your cruise booking to ensure you have an exceptional experience next time you set sail.

  • TravelWealth ensures your ground transportation is seamless, managing every detail to keep your trip running smoothly. From private chauffeurs and rental cars to trains, luxury coach charters, and VIP airport meet-and-greet services, our team handles it all, so you can focus on enjoying your journey.

  • TravelWealth taps into a global network of Destination Managers, tour operators, and concierges, allowing us to tailor your travel experiences based on your unique preferences, goals, and needs.

    When working with a Destination Manager, TravelWealth facilitates full trip management, including personalized activities, curated tours, and more.

    For hotel concierges or independent tour providers, TravelWealth makes the introductions, enabling members to work directly with these experts for a customized experience.

  • Involuntary Changes/Cancellations
    When airlines, hotels, or other providers cause disruptions to your itinerary, we’ve got you covered. Our team is available to assist with alternative arrangements whenever your travel plans are affected.

    Voluntary Changes/Cancellations
    We understand plans change, so we are here to assist with updates to your trips. Changes or cancellations made to a booking at least 3 days prior to the start of your trip are included at no additional cost for Black Elite Members. For changes or cancellations within 3 days, additional fees may apply.*

    Original Bookings
    TravelWealth can only provide support for bookings made through our services. If a member books travel independently or through a third-party, we are unable to assist with changes/cancellation to those arrangements.

Guests Trip Requests

  • TravelWealth Members may bring Guest Travelers on any trip, as long as the Member is traveling on the same itinerary (same flight, hotel, cruise, etc.) for no additional booking fee.

    The Guest Traveler has access to all of the same Travel Services that are available to the Member. This includes:

    • Flights

    • Accommodations

    • Cruises

    • Private Transfers

    • Destination Management

    All travel arrangements for Guest Travelers must be paid with cash and/or the Member’s points. TravelWealth is unable to use Guest Travelers’ points for any bookings.

  • TravelWealth Members may gift a trip to a Guest Traveler (someone who is not a Member) even when the Member is not personally traveling. These bookings are subject to the following limitations:

    • How many Guest Traveler trips per year?

      • Each Member may gift up to three (3) Guest Traveler trips per calendar year.

      • An individual may receive only one (1) Guest Traveler trip per calendar year. The same person may not be booked for multiple Guest Traveler trips within the same year.

    • What is included in a Guest Traveler trip?

      • Flights (either paid with cash or booked using the Member’s points)

      • Accommodations (cash bookings only, through TravelWealth’s consortium partners)

      • Cruises (cash bookings only)

      • Unlimited access to the TravelWealth Self-Booking Portal, including:

        • Hotels

        • Private transfers

        • Activities and tours

      • Bookings made through the Self-Booking Portal do not count against the annual Guest Trip allotment. Use of the Self-Booking portal is unlimited for members and any Guest Travelers.

    Please note: TravelWealth cannot use a Guest Traveler’s personal points or rewards for any part of the trip.

    The Guest Privileges benefit is not intended to function as an additional membership for non-members. TravelWealth reserves the right to terminate Guest Traveler privileges without notice.

Wealth Services

  • Our signature service that truly sets TravelWealth apart. We treat points like currency, strategically guiding you on how to earn and redeem them for maximum value. Through data-driven analysis and creative strategies, we optimize points earned across personal and business expenses on every dollar you spend, including taxes, payroll, mortgages, and more.

  • An invaluable service for small business owners, TravelWealth has developed exclusive partnerships and processes to capture payroll expenses on credit cards. Since payroll is often a business's largest expense, converting these transactions into credit card points unlocks incredible value, accelerating points accumulation for enhanced travel rewards and experiences.

Additional Details

  • Membership dues are automatically billed to the credit card on file on the 1st day of each month.

    Dues are provided to each member via email in a personalized proposal. Any changes to dues will be communicated with 30 days' written notice from TravelWealth.

    Receipts are available upon request to: admin@travelwealth.com

  • The membership requires a minimum commitment of 12 months.

    After 12 months, the member may cancel by providing 30 days' written notice.

    If a member has travel arrangements (or Guest Traveler arrangements) scheduled through TravelWealth beyond the 12-month mark, they agree to extend the membership term and may not cancel until those travel plans have concluded.

    For full details, refer to Section 9.4 of the Terms of Service.

  • In the event a member downgrades from Black Elite to Gold Premier, the member may upgrade back to Black Elite only after 6 or more months. During the downgrade period, we will protect the member’s Black Elite rate for up to 2 years from the time of downgrade (subject to the terms of any applicable discounts, promotions, and rate changes that occur during the downgrade period).

    In the event a member upgrades to Black Elite, the member is committing to remain at the Black Elite tier for at least 12 months from the date of the upgrade.

  • While we like to accommodate every request, there are certain services that we are unable to offer or guarantee due to complexity, legality, or the lack of quality control. This includes, but is not limited to:

    • Reservations for restaurants, spa Treatments, etc. (may use hotel concierge)

    • Golf Tee Times (may use hotel concierge or we partner with golf-focused Destination Managers)

    • Securing Event Tickets (we can connect you to an elite ticket broker)

    • Booking short-term rental properties through popular websites with no quality control (we do work with vetted luxury villa consortiums)

    • Booking and managing timeshares

    • Booking hotels through credit card travel portals. TravelWealth cannot properly manage or monitor these reservations. There are better and preferred paths for booking hotels.

    • Changing/canceling bookings that TravelWealth did not originate

    • Bookings in room blocks (conferences, weddings, etc.) that were not negotiated by TravelWealth

    • Travel Visa Applications

    • Travel Insurance Claims

    • Pet/Service Animal Tickets

    • Filing Complaints with Airlines

    • Lost/damaged Bag Claims (these should be completed in person at the airport)

    • We can request your preferences, but cannot guarantee airlines will comply with seat selection, meal selection, dietary restrictions, nut allergies, etc.

    • We cannot guarantee checked bag interline agreements. See the TravelWealth Resource Center for more information.

    • We cannot guarantee lounge access availability or quality. Use the LoungeReview app for most up-to-date information.

    • We are not responsible for tracking points/miles expiration dates. We will do our best to monitor and assist with deadline extensions.

    • We maintain discreet and confidential handling of member trip details – we are unable to share trip details with any other person without the traveling member’s consent.

    • We are unable to make bookings using a non-member’s points or miles.

  • The Travel Services and Wealth Services provided to Black Elite members are included in the standard membership dues. However, certain requests outside of that scope may incur an additional charge:

    • New Trip Requests on Short Notice (within 3 days of trip)

      • $200 per trip

    • Voluntary Itinerary Change/Cancellation Requests

      • Up to 3 days prior to trip: Included

      • Within 3 days of beginning of trip: $200 per trip

    • Guest Travelers (when traveling with Member):

      • Included

    • Guest Traveler (when traveling without Member)

      • Guest Traveler Airfare for Award Tickets using Members’ points:

        • $300 for 1st passenger

        • $150 for each additional passenger on the same itinerary

      • Guest Airfare Using Cash

        • $150 for 1st passenger

        • $75 for each additional passenger on the same itinerary

      • Guest Traveler Hotels and Cruises booked through TravelWealth Partners

        • Included

By Invitation Only